flowchart LR LOAD["App Load"] --> OBC{Onboarding done} OBC -->|No| OBF["Onboarding Flow"] OBC -->|Yes| HOME["Home"] OBF --> HOME HOME -->|Nav Dial| INV["Invest"] INV -->|Nav Dial| CHP["Charity"] CHP -->|Nav Dial| CASH["Cashback"] CASH -->|Nav Dial| HOME HOME --> HDR["Header"] HDR --> PM["Profile Menu"] HDR --> CM["Card Menu"] HDR --> CHT["Chat Modal"] HOME --> BR["Balance Ring"] BR --> HAM["Home Action Menu"] HOME --> TS["Transactions Sheet"]

flowchart TD WEL["Welcome"] --> PATH{Choose path} PATH -->|Create Account| PHONE["Phone Number"] PATH -->|Pilgrimage Card| PREP["Prepaid Intro"] PATH -->|Login| LFACE["Face ID Login"] PHONE --> OTP["OTP Verify"] OTP --> INTENT["Intent Capture"] INTENT --> PERS["Personal Details"] PERS --> ADDR["Address Screen"] ADDR --> FIN["Financial Profile"] FIN --> KYCAP["KYC Capture"] KYCAP --> PEND["Pending Verification"] PEND -->|Instant pass| KYOK["KYC Approved"] PEND -->|Manual review| KYREV["Under Review"] PEND -->|Docs unclear| KYINFO["Additional Info Needed"] PEND -->|Hard fail| KYFAIL["KYC Rejected"] KYREV -->|Cleared| KYOK KYREV -->|More info req| KYINFO KYREV -->|Rejected| KYFAIL KYINFO -->|Resubmit docs| KYCAP KYFAIL -->|Retry upload| KYCAP KYFAIL -->|File appeal| APPEAL["Appeals Process"] KYOK --> PASS["Set Passcode"] PASS --> FID["Face ID Setup"] FID --> WAL["Wallet Prompt"] WAL --> UNAME["Username Selection"] UNAME --> CSEL["Card Selection"] CSEL --> BWALK["Benefits Tour"] BWALK --> COMP["Complete"] PREP --> PDET["Card Details"] PDET --> PAID["ID Upload"] PAID --> PCONF["Prepaid Confirm"] PCONF --> PSUC["Prepaid Success"] PSUC --> COMP LFACE --> COMP style KYOK fill:#003d1a,stroke:#22C55E,color:#4ADE80 style KYFAIL fill:#3d0000,stroke:#EF4444,color:#FCA5A5 style KYREV fill:#2d2000,stroke:#F59E0B,color:#FCD34D style KYINFO fill:#001833,stroke:#3B82F6,color:#93C5FD style APPEAL fill:#1a0000,stroke:#EF4444,color:#FCA5A5

flowchart TD PMAIN["Profile Root"] --> ACC["Account Details"] ACC --> ADRED["Edit Address"] PMAIN --> STMT["Statements"] PMAIN --> SETT["Settings"] PMAIN --> NOTIF["Notifications"] PMAIN --> A11Y["Accessibility"] PMAIN --> BEN["Tier and Benefits"] BEN --> UPGRD{Upgrade confirm} BEN --> DNGRD{Downgrade confirm} PMAIN --> LIM["Limits and Usage"] PMAIN --> INS["Insights"] PMAIN --> SUP["Help and Support"] PMAIN --> LEG["Legal Hub"] PMAIN --> PRIV["Data and Privacy"] PRIV --> CLOSE["Close Account"] PMAIN --> PCONV["Prepaid Convert"] style LEG fill:#1a0d00,stroke:#F59E0B,color:#FCD34D style PRIV fill:#1a0d00,stroke:#F59E0B,color:#FCD34D style PCONV fill:#1a0030,stroke:#A855F7,color:#C084FC

flowchart TD CROOT["Card Menu Root"] --> CCAROUSEL["Card Carousel"] CCAROUSEL --> CPHYS["Order Physical Card"] CPHYS --> CPICK["Choose Type"] CPICK --> CADR["Shipping Address"] CADR --> CCONF["Confirm Order"] CCONF --> CDONE["Order Done"] CCAROUSEL --> CBANK["Bank Transfer Details"] CCAROUSEL --> CVIRT["Virtual Card Create"] CCAROUSEL --> CFX["FX Conversion"] CCAROUSEL --> CLOST["Lost or Stolen"] CCAROUSEL --> CEDIT["Edit Card Label"] SEND["Send Flow"] --> SPAY["Payee List"] SPAY --> SPDET["Payee Detail"] SPDET --> SAMT["Enter Amount"] SAMT --> SCONF["Confirm Send"] SCONF --> SDONE["Send Done"] SPAY --> SADD_D["Add Domestic Payee"] SADD_D --> SD_NAME["Name"] SD_NAME --> SD_SORT["Sort Code"] SD_SORT --> SD_ACCT["Account No"] SD_ACCT --> SD_REV["Review"] SD_REV --> SPAY SPAY --> SADD_I["Add Intl Payee"] SADD_I --> SI_NAME["Name"] SI_NAME --> SI_CURR["Currency"] SI_CURR --> SI_IBAN["IBAN"] SI_IBAN --> SI_SWIFT["SWIFT"] SI_SWIFT --> SI_REV["Review"] SI_REV --> SPAY

flowchart TD MGRID["More Services Grid"] --> MBILLS["Bills"] MBILLS --> MBTAB["Bills Tab"] MBILLS --> MSTAB["Subscriptions Tab"] MGRID --> MSTMT["Statements"] MGRID --> MSUPP["Support"] MGRID --> MQRSC["Scan QR"] MGRID --> MEXCH["Exchange"] REQ["Request Flow"] --> RSEL["Select Contact"] RSEL --> RAMT["Enter Amount"] RAMT --> RCONF["Confirm Request"] RCONF --> RSUC["Request Sent"] RSEL --> RSHARE["Share Link"] RSHARE --> RCOMP["Compose Share"] RCOMP --> RSENT["Share Sent"] TRF["Transfer Flow"] --> TSEL["Select Cards and Amount"] TSEL --> TCONF["Confirm Transfer"] TCONF --> TDONE["Transfer Done"]

flowchart TD TSHEET["Transactions Sheet"] --> TLIST["Transaction List"] TLIST --> TDET["Transaction Detail"] TSHEET --> SPACES["Spaces Row"] SPACES --> SDET["Space Detail"] SDET --> SAUTO["Automation Panel"] SAUTO --> SRND["Round-Ups"] SAUTO --> SASAVE["Auto-Save"] SAUTO --> SSALARY["Salary Day Save"] TSHEET --> COS["Co-Spaces Row"] COS --> CSDET["Co-Space Detail"] CSDET --> CSMAIN["Main View"] CSDET --> CSMEM["Members Overlay"] CSMEM --> CSROLE["Role Editor"] TSHEET --> NEWSP["New Space Wizard"] NEWSP --> NSW_TYPE["Choose Type"] NSW_TYPE --> NSW_NAME["Name and Goal"] NSW_NAME --> NSW_CURR["Currency"] TSHEET --> NEWCOS["Co-Space Create Wizard"] NEWCOS --> NCW_CURR["Currency"] NCW_CURR --> NCW_NAME["Name and Goal"] NCW_NAME --> NCW_CARD["Virtual Card"] style SASAVE fill:#1a0e00,stroke:#F59E0B,color:#FCD34D style SSALARY fill:#1a0e00,stroke:#F59E0B,color:#FCD34D

flowchart TD CHAR["Charity Page"] --> DFLOW["Donation Flow Modal"] CHAR --> ZAKAT["Zakat Calculator"] CHAR --> RAISE["Raise Project Modal"] CHAR --> PROJ["Project Tracking Modal"] CHAR --> IMP["Impact Detail Page"] CHATM["Chat Modal"] --> CHLIST["Conversation List"] CHLIST --> CHDM["DM Thread"] CHDM --> CHPAY["Pay button"] CHPAY --> SFLOW["Send Flow"] CHLIST --> CHGRP["Group Thread"] CHGRP --> CHSPACE["Space button"] CHSPACE --> COSP["Co-Space Detail"] CBPAGE["Cashback Page"] --> CBGRID["Partner Grid"] CBGRID --> CBDET["Partner Detail"] CBPAGE --> CBMAP["Map View"] CBMAP --> CBFULL["Fullscreen Map"] INVPAGE["Invest Page"] --> INVLIST["Fund List"] INVLIST --> INVDET["Fund Detail"] style CBPAGE fill:#001a0a,stroke:#22C55E,color:#4ADE80 style CBGRID fill:#001a0a,stroke:#22C55E,color:#4ADE80 style CBDET fill:#001a0a,stroke:#22C55E,color:#4ADE80 style INVLIST fill:#001233,stroke:#3B82F6,color:#93C5FD style INVDET fill:#001233,stroke:#3B82F6,color:#93C5FD